CarefulMoney

1. Select what bank accounts to show: All, Favorites, Closed.

2. Main menu for Backups, Restore backups, Change Home Currency, App Settings.

3. Main app navigation bar to switch between Accounts screen, Transactions screen, Categories screen, Payees screen.

4. Button to add a bank account. When you have accounts added you can long press on an account to edit or delete it.

Once you have added your accounts you can select multiple of single accounts by tapping on them. The color of the account will change if its selected. Tap the account again to deselect it. If an account is selected and you go to the transactions screen, then only transactions from that account will be shown. Adding new transactions will default to the selected bank account.

When you click on the "+" button in the "Accounts" screen the following window will appear.

Most details are just for information and can be anything you choose. The “Currency” field will need to have the 3 letter currency code similar to that used in your “Home currency”, e.g. if the account is denominated in Australian dollars then the currency code will be AUD. This field will impact what currencies transactions for this account will be displayed in.

OK, there is a lot of information here….

1 – What account has been selected in the “Accounts Screen”. If more than 1 account has been selected then the message will be “Multiple Accounts”.

2 – The current account balance and the total of all transactions currently reconciled.

3 – A single transaction

3.1 – Whether or not the transaction has been reconciled.

3.2 – The Payee (who was paid or who we received the money from).

3.3 – The category of the transaction

3.4 – The amount of the transaction. If the transaction was in a foreign amount this will be the account’s currency equivalent. Negative amount is a payment and positive is a deposit.

3.5 – Running account balance

4 – List currencies you have entered previously or change the exchange rate of these currencies. Rates do not get updated by the app.

5 – Import transactions from a text file

6 – Add a transaction

7 – Search transactions

Enter details of the transaction by filling in each field. When you first start using the app you will have no payees or categories. But with each transaction you enter new payees and categories will be saved and can be referred to later. Then in future for new transactions a drop down box will appear when you type so you can select the payee or category you entered previously instead of typing out the name again.

There is space for a currency code if the amount is in a foreign currency then you can enter the currency rate the “Exchange rate” field and the foreign amount in the “Amount” field. The app will automatically calculate the amount in your bank account currency in the “Local Amount” field.  You can then update the "Local Amount" when you reconcile your bank statement to your transactions in this app. 

To import a transaction the text file must be a “tab separated text file”. The fields (columns) of information in the file must be in the following order (with no row/column headings):

– Date of transaction (dd/mm/yyyy) format

– Description of transaction

– Amount of transaction (in the account currency)

Then you will need to make sure the file is on your phone in a folder you have access to, e.g. Downloads folder. Then select the account in the screen below that the transactions will be imported to click “Click to choose” button and then navigate to the file and click on it. If successful an example if transactions will be show for you to then click ok to import.